An approved VA Lender. GoVA Loans is not affiliated with any governmental entity or loan program, supported by a government entity or is otherwise endorsed by any Federal, state or local government entity. 


Get Our Free VA Loan Guide!

At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.

We combine today’s technology with the personal guidance needed during the mortgage process, allowing for a smooth transaction and on-time closing. Not only are we knowledgeable on the VA Loan product, but we also live and work in the area, and so does our operations staff.

We look forward to helping you achieve your homeownership dreams.

“The process from start to finish couldn’t have been any smoother. With all the help from my loan officer and the GoVA Loans team, this has been the easiest re-finance I have ever done. I previously had a VA loan, and the team worked hard to get me the lowest rate with another VA loan. Thank you again for all of your help!” – Michael N.

In compliance with the Federal Trade Commission requirements, this is to disclose that the above opinion was provided by a TowneBank Mortgage customer and is based solely on the customer’s personal experience working with TowneBank Mortgage. This customer was compensated for providing their opinion of their experience.

See what our clients have to say.

  • Constance P. Avatar
    Constance P.
    9/22/2021 - Google

    Professional and courteous service provided. As a new homebuyer, I needed the extra attention and I was provided it Diane F. was EXCELLENT !

    Justin R. Avatar
    Justin R.
    8/05/2021 - Google

    Phil was prompt and always courteous and timely with questions would highly recommend.

    Mercelique H. Avatar
    Mercelique H.
    7/05/2021 - Google

    Excellent communication. Smooth and easy process.

  • Henry T. Avatar
    Henry T.
    6/29/2021 - Google

    Was smooth through the whole loan process. Was pleased with the quick way everything was done.

    James A. Avatar
    James A.
    5/05/2021 - Google

    Everyone we dealt with, especially Tony, made the process painless. Very professional and respectful of our time and situation.

    Georgette C. Avatar
    Georgette C.
    4/05/2021 - Google

    The team at the Jawny Group is friendly and I truly believe they helped me identify the best loan option. I’m in my brand new home. Many thanks to Leslie and Diane for their help along the way.

  • Daniel W. Avatar
    Daniel W.
    4/05/2021 - Google

    Leslie Roberts helped my wife and I through the loan process. She was great to work with from start to finish. She is experienced in this area. She is professional, responsive and always helpful. I highly recommend her and the Phil Jawny group to anyone!

    Laura M. Avatar
    Laura M.
    2/28/2021 - Google

    We were able to move into our dream home earlier than we thought. We shopped around for rates and lenders and by far this was the best rate. We were able to get our questions answered right away and knew what was going on every step of the way! Thank you for the amazing experience.

Up to $500 Off Your VA Appraisal

You’ve served us, now let us serve you. In appreciation of your service to this country, we’re offering up to $500 toward your VA appraisal.

Appraisal credit of up to $500 to be provided upon Settlement with GoVa Loans, Powered by TowneBank Mortgage. Terms and conditions may apply. Speak with your GoVA Loans loan officer for more information.

About the VA Loan

A Veterans Affair (VA) Loan is a home loan designed to help finance homes for veterans, eligible members of the military, and in some cases, surviving spouses. VA Loans are guaranteed by the government but made by qualified lenders, allowing for more flexible lending standards than Conventional Loans. In many cases, the VA loan uniquely allows for no down payment and monthly mortgage insurance, helping to open to door to ownership for military members and their families. Offering exquisite service and excellent knowledge of the VA Loan is just one of the ways GoVA Loans serves our military members.

Benefits of the VA Loan Include:

  • Competitive interest rates. VA Loans often offer lower rates than conventional mortgages.
  • No down payment on most purchases. Buyers can purchase a home with little-to-no cash out of pocket.
  • No private mortgage insurance. Unlike Conventional and FHA Loans, the VA loan never requires costly private mortgage insurance.
  • Reasonable credit qualifications. Less than perfect credit is acceptable.
  • Limits to closing costs. The VA limits the amount of closing costs paid by the VA Buyer.

Want To Learn More? Contact Us Today!